I really couldn't care less if Floyd transfers. For him to ever see the field again White, Bench, and Flowers would all have to be injured.
If that's the case, we are screwed anyways, a walk on true freshman couldn't be any worse.
Now, this is assuming Bench stays, and Flowers comes in (I think both will happen). If we lose Bench or Flowers, then we have some serious issues, but I don't see it.