That's flawed logic, in my opinion. A 28+ point victory over a ranked team shows that they were incorrectly ranked to begin (especially if that team is in the G5 like Navy). That wouldn't have reflected well on us. However, a closer win over a ranked team? I think that reflects that we were the better team over a ranked opponent.
Granted, being ranked or not doesn't matter. We need to win out, and have Temple lose a game