The playoff would have to expand to 128 for that to happen. No way a two and three loss team should be playing against an undefeated team for the title. That creates the scenario where "Yeah we lost, but it is only one. We can afford to lose one." Every game matters now. If we go to 8 and 16, it wont. Maybe if there were a bunch of undefeated teams getting left out, but I dont see the problem. The two and three teams sitting outside of the 8 or 10 or whatever will always make that argument. We have been doing two teams since the beginning, and now four isnt enough? In 2007 #1 seed LSU had two losses. Heck, the top six teams finished with two losses. At what point do we stop it? If USF wants to play in the NCG, stop losing games.